Odisha Encumbrance Certificate (EC) Fee Calculator

Calculates the Sub-Registrar fee for an Encumbrance Certificate in Odisha based on the period requested (years), document type, and SRO jurisdiction. Includes online IGR Odisha portal charges.

About this tool

An Encumbrance Certificate (EC) is the official record of all transactions registered against a specific property at the Sub-Registrar. In Odisha it is issued by the IGR (Inspector General of Registration) and shows mortgages, sale deeds, gift deeds, and any liens registered during the search period. Fee depends on the number of years searched and whether the EC is requested online (IGR Odisha portal) or offline (physical SRO visit).

How to use this tool

  1. Choose the search period. Enter how many years of EC you need. Most banks require a 13-year EC for home loan disbursal; resale buyers often request 30 years to confirm full chain of title.
  2. Select document type. Differentiates between EC for residential, commercial, or agricultural property — each has slightly different per-year search fees.
  3. Pick online vs offline. Online EC via IGR Odisha portal is faster (24-48 hours) and slightly cheaper. Offline EC at the SRO can take 7-15 working days.
  4. Get the total payable. Calculator returns base fee + per-year search charge + portal convenience fee (if online) + Bhumi Suchna cess.

Frequently Asked Questions

How long does an EC search take in Odisha?

Online via IGR Odisha portal typically 24-48 hours. Offline at the SRO between 7-15 working days depending on workload.

Can EC be obtained for any year?

IGR Odisha digital records cover transactions from approximately 2002 onwards. For older periods you must request a manual search at the SRO with certified record copies (slower and costlier).

Is EC the same as a title deed?

No. EC only shows transactions registered at the SRO. It does NOT prove ownership by itself. A clean EC + valid title deed (sale deed) + mutated ROR together establish marketable title.

What if the EC shows a mortgage that was repaid years ago?

Banks issue a No Objection Certificate (NOC) on full repayment. The seller must register a Release Deed at the SRO so the EC reflects the released mortgage. A repaid-but-unreleased mortgage is a serious title defect.

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